Accello Limited is a consumer finance company committed to providing consumer credit to public and private sector employees and businesses in the most efficient and convenient approach leveraging technology to drive our business process. We provide friendly, innovative loan and investment products with repayment options that give our customers the independence, flexibility, and confidence to live their lives.

Consumer credit availability in today’s economy provides several important economic benefits. First, consumer credit makes engaging in household investment undertakings easier and timelier for many families. It enables making expenditures for high-value goods or services that provide their benefits over a period and whose cash purchase does not usually fit comfortably into monthly budgets. By facilitating such investment spending, credit enables consumers to change the timing of their savings and consumption flows to a preferred pattern. Specifically, rather than postponing the purchase of household investment goods and services and the consumption benefits they provide until funds are available from savings, consumers can use credit to purchase the investment goods and services first and pay for them while using them. They can save for them by making payments while using the goods and services.

Accello provides instant credit solutions to consumers and SMEs through expanded customer-centric products distributed on multi-channel digital platforms, supported by efficient technology systems, and operated by a highly skilled workforce that helps our organization optimize earnings and improve customer experience. We regularly scan the lending ecosystem to identify models that work and recruit experienced talents who lead the implementation of these models for successful competitors, allowing us to extract the learnings of what works, reduce execution risks during implementation, improve the model design where possible, and aggressively scale only products that have been widely accepted in their first stage.

Soon, we will operate a customer-centric, wholly digital lending company with a diversified portfolio of profitable products that meets the needs of a broader addressable market, leveraging technology and our digital channels to deliver superior customer experience and achieve exponential business growth. We will leverage data to build an intelligent decision engine that instantly provides reliable underwriting decisions and improves our risk asset quality.